Asset Searches

Empire Pacific Investigative Services Inc., custom tailors every asset investigations to your specific needs. Whether Pre-Litigation or Post-Judgment collection, we are able to uncover hidden assets.

Contrary to popular belief, income is not only what a person earns. "Unearned income" is considered to be income as well. That is, income that is not earned through a paycheck. Examples may include:

  • Rental incomes,
  • Dividends and
  • Interest from stock ownership, etc.

Virtually everything that belongs to the obligor can be construed as income or converted into income for your usage. You just have to know where to look and what to look for. A Judgment is just a piece of paper until collected. Judgments are not just a debt, they are a court order to pay and they carry all the powers of the court in order to collect it.

Locating Assets can assist in satisfying a debt as well as help in contesting bankruptcies or proving fraud, but it is important to be sure you can collect before spending time and money on it.

Another method for hiding cash involves transferring assets to another entity. Asset search firms are frequently asked to locate money and other assets that the client believes have been conveyed by a subject to a wife, child, business, friend or other party.

Locating and disclosing bank account information has become the most controversial areas in the asset search industry. One of the unanswered questions is whether the unauthorized identification and publication of bank account information constitutes an invasion of privacy. Firms use various techniques to uncover information including the credit and collection networks, information subpoenas and pretext calls. Some asset search companies no longer provide this kind of information and end users should consider the risk associated with requesting any type of liquid asset report. It is wise to make sure assets were not moved over to relatives, wife's maiden names, or in-laws, etc. Find out the maiden name if you don't already know it. Start with marital records research in the county courthouse if applicable.

In hiding assets, an individual may deed over his property to his spouse, child or other friendly party. For most asset search firms, fraudulent conveyance of real estate is easier to track than cash transactions. Real estate transactions involving an individual as buyer or seller can be identified using on-line services or records at registries of deeds. A fraudulent conveyance of real estate might be picked up as a transaction involving the subject as seller, for nominal consideration, and the subject's wife as buyer. The date of the transfer might also be suspiciously close to the date of a loan default, bankruptcy filing or auto accident. Most of the time, we find, hidden assets are of the liquid variety -- in bank accounts, stock and bonds, mutual funds. Other venues include real property like houses and land, as well as vehicles. Less frequently, defendants try to move assets out of the reach of creditors, litigants or "enemies" by hiding these assets cleverly in such places as life insurance, annuities, offshore accounts, mortgage or credit card pay-downs, or most commonly, by transferring assets to a spouse, friend or business entity.

The most sophisticated asset-hiding schemes involve transfers to living trusts or offshore trust accounts. Assets that are transferred deliberately to avoid payment to creditors, litigants or other parties are generally called "preferential" or fraudulent transfers. If these transfers occur in anticipation of or shortly before or during litigation or bankruptcy, they are reversible in most states under the Uniform Fraudulent Transfer Acts (UFTA). There are completely legitimate ways to shield and transfer assets away from creditors, but these trusts or estate plans are set up by asset protection or estate professionals well outside of the duress modes of litigation, bankruptcy or judgments.

Good reasons to conduct an asset search:

To collect on a judgment or to collect child support and to learn about a person's income: these assets can be "attached" or "garnished" filing for divorce.

If you are a businessperson considering investing in a new venture, or are thinking of taking on an investor, or considering a merger. Assets are classed as either "tangible" or "intangible." Assets are either personal property or real property. An individual's personal property includes everything he or she owns.

Tangible Personal Property

These are vehicles, equipment, inventory, phone systems, computers, bank accounts, stocks, bonds, paid-up insurance policies - items of value a person buys or comes into possession of by one means or another. Except for personal property that must be licensed, like vehicles and boats and airplanes, "ownership" of an item is usually determined by "possession". Proof of ownership may be a sales receipt, a canceled check, or a bill of sale. Most everyone agrees: possession, especially long-term possession, is nine-tenths of the law.

Our Expert at EPIS, Mr. Mike Hakimi, Managing Partner, and Private Investigator indicated

Assets can be money in banks, stocks, bonds, that new car with no lien on it, that new boat with all the options that adds up, or the new motorcycle that it's hidden in the storage: anything that someone can attach. Your bedroom set, your living room furniture. Everything you own is an asset. Your $750,000 home is an asset.

Intangible Personal Property

Includes items such as patents, royalty agreements, promissory notes, contracts, accounts receivable, wages, or other income.

Assets for Collecting Judgments

If you have won a judgment, but have run into difficulty collecting the court-ordered sum, consider conducting an assets search. Our experts recommend conducting an assets search before suing, to make sure the assets will be available, and should you win a judgment. Do an assets search before taking possession of an automobile or a boat that has a lien against it. You may be liable for the lien.

Locating the Bank

If bank accounts are located, the court will enforce the provisions of your judgment. For example, bank accounts with a matching SSN will be frozen.

Note: Many Americans have more than one bank account, insurance policy, brokerage account, and safety deposit box. An individual's property and company records can be a good source of information about bank accounts, limited partnerships, and investments paying dividends or interest.

Employment

EPISEPIS will conduct a detail asset search to find out where people are banking but if they are smart and good at hiding assets, they will place it under their sister's name or somebody they think they can trust. That makes ownership very difficult to prove. It is much easier to find out where a person works. Their wages can be garnished. This task could be done with our surveillance departed. Note, Salaries, and wages are considered assets. If you have won a judgment in court, a writ of garnishment can be issued so that the debt can be collected.

Below are some cases, which EPIS, Inc., has conducted on Asset Search & Recovery:

A major corporation had a $3.7 million judgment against its former investment advisor, who claimed no assets. Empire Pacific Investigative Services, Inc. located the subject in Balboa Island, CA in a luxurious residence on the coast with a yacht around the back. After a database research, EPIS located the owner of the residence and found out it was being rented and we determined that the subject had paid several months of rent in advance, using a check drawn on a foreign bank account. EPIS was able to identify the financial institution affiliations, stocks, bonds, mutual funds account, and the client's outside counsel initiated freeze proceedings immediately.

A Fortune 500 corporation had a $1.2 Million Dollars judgment against the subject on a construction contract dispute. Empire Pacific Investigative Services Inc. was able to locate several different assets in the subject's name; however, a safe deposit box was located in the subject's youngest son attending an out of state university. Our client's attorney proceeded and obtained order of opening of the box, which contained numerous amounts of items, such as Bonds, Gold, Diamonds, and a large significant amount of cash.

Our Asset Search Report will supply you with:

Personal Information and Identity Verification

  • Identity Verification. Important database searches prove or disprove identity; discovers or confirms "identifiers" like DOB, SSN, addresses
  • Also Know As (AKA's). Discover other names associated with subject.
  • Social Security Number (SSN) Search and Verification. Has your subject used other Social Security numbers in the past?
  • Others Associated with Subject's SSN
  • Current and Previous Addresses. Database returns periods of occupancy
  • Names of Persons at Each Address Where Subject Has Resided. May include spouses, family members and roommates
  • Subject's Residence Property Owners
  • Neighbors

Financial Information

  • Nationwide Property Ownership
  • Motor Vehicles Registered in Subject's Name
  • Deed Transfers
  • FAA Aircraft Registration
  • Vessels Ownership
  • Bankruptcies
  • Tax Liens
  • Collection Accounts
  • Civil Judgments
  • UCC filings

Professional Information

  • Professional License Verification
  • DBA: "Doing Business As." Name filings or assumed business name filings
  • Corporate and Partnerships and Affiliations
  • Note: Information from the Secretary of State's offices. May include information from various state agencies and departments, like Revenue, Taxation, Board of Equalization. Business and partnership searches include UCC filings and business credit database searches

Criminal Records

  • Sexual Offender Search of state's lists of sexual offenders
  • Nationwide Criminal Record Search: National Convicts Database
    1. Includes name and Social Security number verification
    2. Includes Credit Heathers
    3. Includes unique address history scan searches for asset related
    4. Includes DMV search for vehicles owned (limited states)
    5. Includes Dun & Bradstreet
    6. Includes Delaware Corporation
    7. Basic asset profile. Due diligence for assets when policy limits are offered.
    8. Includes Internet Domains
    9. Includes National UCC Fillings
    10. Includes statewide bankruptcies, judgments - with dates and amounts, evictions, foreclosures and tax liens
    11. Includes real property & National Property, equity assessment, including all trust deeds and current market value
    12. Includes real property search by name and address
    13. Includes limited partnerships, statewide professional licenses, Board of Equalization & Alcoholic Beverage Control Licenses, FAA Aircraft, watercraft, pilot licenses
    14. Includes fictitious business (DBAs), corporate president and agent for service searches, Uniform Commercial Code filings, Superior civil court cases, etc
    15. Includes Social Security fraud scan for aliases, false Social Security numbers and names of relatives

(For business, add $75 for Business Profile)

Cost
Fixed Fee $475

    • Includes name and Social Security number verification
    • Includes Credit Heathers
    • Includes unique address history scan searches for asset related
    • Includes DMV search for vehicles owned (limited states)
    • Includes Dun & Bradstreet
    • Includes Business Profile
    • Includes Delaware Corporation
    • Basic asset profile. Due diligence for assets when policy limits are offered.
    • Includes Internet Domains
    • Includes National UCC Fillings
    • Includes statewide bankruptcies, judgments - with dates and amounts, evictions, foreclosures and tax liens
    • Includes real property & National Property, equity assessment, including all trust deeds and current market value
    • Includes real property search by name and address
    • Includes limited partnerships, statewide professional licenses, Board of Equalization & Alcoholic Beverage Control Licenses, FAA Aircraft, watercraft, pilot licenses
    • Includes fictitious business (DBAs), corporate president and agent for service searches, Uniform Commercial Code filings, Superior civil court cases, etc
    • Includes Social Security fraud scan for aliases, false Social Security numbers and names of relatives
    • Includes research for financial institution affiliations
    • Includes one affiliation - $375 for each additional affiliation & $85 for each additional accounts same bank

(For business, add $75 for Business Profile)

Cost
Fixed Fee $975 +
Additional Expenses if any

    • Includes name and Social Security number verification
    • Includes Credit Heathers
    • Includes unique address history scan searches for asset related
    • Includes DMV search for vehicles owned (limited states)
    • Includes Dun & Bradstreet
    • Includes Business Profile
    • Includes Delaware Corporation
    • Basic asset profile. Due diligence for assets when policy limits are offered.
    • Includes Internet Domains
    • Includes National UCC Fillings
    • Includes statewide bankruptcies, judgments - with dates and amounts, evictions, foreclosures and tax liens
    • Includes real property & National Property, equity assessment, including all trust deeds and current market value
    • Includes real property search by name and address
    • Includes limited partnerships, statewide professional licenses, Board of Equalization & Alcoholic Beverage Control Licenses, FAA Aircraft, watercraft, pilot licenses
    • Includes fictitious business (DBAs), corporate president and agent for service searches, Uniform Commercial Code filings, Superior civil court cases, etc
    • Includes Social Security fraud scan for aliases, false Social Security numbers and names of relatives
    • Includes research for financial institution affiliations
    • Includes one affiliation - $375 for each additional affiliation & $85 for each additional accounts same bank
    • Includes one nationwide research for financial institution affiliations, stocks, bonds, mutual funds, and safe deposit boxes - $775.00 for each additional brokerage.

(For business, add $75 for Business Profile)

Cost
Fixed Fee $1 725 +
Additional Expenses if any

  • Includes name and Social Security number verification
  • Includes Credit Heathers
  • Includes unique address history scan searches for asset related
  • Includes DMV search for vehicles owned (limited states)
  • Includes Dun & Bradstreet
  • Includes Business Profile
  • Includes Delaware Corporation
  • Basic asset profile. Due diligence for assets when policy limits are offered.
  • Includes Internet Domains
  • Includes National UCC Fillings
  • Includes statewide bankruptcies, judgments - with dates and amounts, evictions, foreclosures and tax liens
  • Includes real property & National Property, equity assessment, including all trust deeds and current market value
  • Includes real property search by name and address
  • Includes limited partnerships, statewide professional licenses, Board of Equalization & Alcoholic Beverage Control Licenses, FAA Aircraft, watercraft, pilot licenses
  • Includes fictitious business (DBAs), corporate president and agent for service searches, Uniform Commercial Code filings, Superior civil court cases, etc
  • Includes Social Security fraud scan for aliases, false Social Security numbers and names of relatives
  • Includes research for financial institution affiliations
  • Includes one affiliation - $375 for each additional affiliation & $85 for each additional accounts same bank
  • Includes one nationwide research for financial institution affiliations, stocks, bonds, mutual funds, and safe deposit boxes - $775.00 for each additional brokerage
  • Includes source of income search
  • Includes search for offshore assets
  • Includes extended county searches, transferred properties, concealed assets and confidential sources
  • Also includes search for assets held by spouses, family members, business associates, and AKA's

Starting
$2 950
And Up